The Moby Debt "Reel-o-Meter" is a nautically-themed student loan platform that analyzes your student debt repayment progress. Your Moby Debt Rating is based on the total amount of student debt you currently reeled in as a percentage of the total cost of your loans when you became a GradFin member. Sign up for GradFin Membership and Reel in your Whale of Student Debt with GradFin.
Moby Debt Ratings
Frequently Asked Questions
How do i become a gradfin member?
how often is my moby debt rating updated?
Your Moby Debt rating can be updated as frequently as once a month. Paying off your student loans faster and refinancing your loans to reduce the total cost of your loans will be the most important factors to getting a better Moby Debt rating. The faster your outstanding debt is paid down, the quicker you will reel in your whale of a debt and achieve a "Whale" rating.
how does gradfin calculate my Moby debt rating?
GradFin calculates your Moby Debt Rating by analyzing the the total cost of your current student loans as a percentage of the total cost of your loan when you became a GradFin member. As the total cost of your student loans gets reeled in over time, your Moby Debt Rating changes. For example, a GradFin member that repaid 77% of their total student loans since become a GradFin member would have a Moby Debt Rating of a "Hook".
how can gradfin help me reduce my student debt faster?
GradFin's Consultation Experts reviews with each GradFin member the total cost of their loan and provides options for repaying loans faster and refinancing their loans with one of our lenders. GradFin also works with several of our members employers to administer employer student loan contribution plans, which allow employers to make monthly payments to GradFin members student loans. Finally, GradFin works with several of our members to provide parent contribution plans which allow parents to make monthly payments to GradFin members student loans.
does gradfin show charts of my repayment progress?
Yes, GradFin has several analytical tools that are featured on your individual member page. Not only do we analyze the total amount of your loans that have been repaid since becoming a member, we provide charts about your progress since you became a GradFin Member.
Who analyzes my student loans?
After you sign up to become a member, a GradFin consultation expert will reach out to you to learn more about your current student loan situation. A GradFin consultation expert will analyze your current student loans after receiving an itemized description of your loans, such as interest rates, total balances, and monthly payments. This information is needed to do a full total cost analysis of your student loans. A GradFin representative will also provide several repayment and refinancing options to each GradFin Member to learn more about how you can reduce the total cost of your outstanding student loans.
Is my individual GradFin Membership page private?
Yes, each GradFin membership page is password protected. GradFin Member have their own